Finance

 Finance is defined because the management of cash and includes activities like investing, borrowing, lending, budgeting, saving, and also forecasting. There are three main sorts of finance: (1) personal, (2) corporate, and (3) public/government. The easiest thanks to define finance is by providing samples of the activities it includes. There are many various career paths and jobs that perform a good range of finance activities. Below is a list of the most common examples: Investing personal money in stocks, bonds, or guaranteed investment certificates (GICs),Borrowing money from institutional investors by issuing bonds on behalf of a public company,Lending money to people by providing them a mortgage to buy a house with,Using Excel spreadsheets to build a budget and financial model for a corporation,Saving personal money in a high-interest savings account,Developing a forecast for government spending and revenue collection. There is a wide range of topics that people in the financial industry are concerned with. Below is a list of some of the most common topics you should expect to encounter in the industry.Interest rates and spreads,Yield (coupon payments, dividends),Financial statements (balance sheet, income statement, cash flow statement),Cash flow (free cash flow, other types of cash flow),Profit (net income),Cost of capital (WACC),Rates of return (IRR, ROI, ROA),Dividends and return of capital,Shareholders,Creating value,Risk and return,Behavioral finance.